Evolution XX

How you grow your WEALTH?

You have to spend less money then you take in every year!

You have to spend less money on your living, on your buyings, mortgage, your transportation, food, cell phone plan, etc, because if you don't you can't grow your wealth, you always be broke which it will be optimistic because more then likely you probably always be in debt.

Most people today spend about 125% of what they are earning. You need to take a percentage and have to put it to work, growing your wealth, power of compounding / power of compound interest.

Decide now to live in X percentage of what you take in every week or every month.

You use that percentage and then use it to invest that percentage in 3 buckets.

Bucket number 1 - Low risk so usually means low return investments but almost all investments in this bucket have no risk at all then it means also low reward.

Bucket number 2 - Moderate risk, moderate return. In this bucket you can have real estate investments, stocks and investment funds.

Bucket number 3 - High risk but also have potential to high return. Mostly new emerging tech stock companies, it means high reward.

Depending of your profile and character you decide the % for every each bucket but never forget that bucket number 1 should have the biggest % because like that can never be lost the principal.

Then decide according your personality if you like more to take risks for example the percentages for buckets number 2 and 3.

Decide today to learn how the money system works that is designed to keep you in dangerous servant.

Have a great weekend and decide to be in GOOD mode ( Get Out Of Debt ).

- JM

Evolution XIX

Why you need to achieve FREEDOM?

True freedom abordes a couple of things: money, material things and relationships!

It is really important that you don't diminish money and material things as part of the reward of becoming free.

Becoming free it allows you to choose, choose about the kind of home you live in, the kind of car you drive, all these cool stuff is FREEDOM.

But it is FREEDOM how you make your day, what time you wake up, wake up when you finish sleeping, doing work that mean something to you, doing things that enhance your life, give value to your life, spending time with the people who are important to you, so there is a lot of freedom with that.

When you achieve FREEDOM you achieve also security, you need to have security, you don't want to be at mercy of some boss that can laid you off, you don't want to be at mercy of some changing in economy or in your industry, you need to have the security knowing your bills are paid, your home is debt free and you can provide to your future.

If you are poor you can not help anyone else because you even can help yourself.

When we are poor we are missing the mark that our Creator, the energy that created us, the force that created us given us.

We supposed to be free, we supposed to be healthy, we supposed to be happy, if you are poor you are placing a burden in other people, in society to meet your need and if you are poor you can't really contribute to society in a full manner. If you are poor you can't help charities, you can't contribute to noble causes, you can't do good work and you can't help others.

There is no shame in being born poor, lots of us born poor, a lot of you reading this born poor, I don't think there is any problem be born in poverty, what is the problem is to stay in poverty, because is an insult to the force that created you, for you to be born in poverty and stay in there, to be born in sickness and stay there, born in unhappiness and stay there, that is an insult to the force that created you, with all the incredible inherited potential that is alive in you and you just only need to uncover.

But also for you can transform yourself like I wrote in the book TRANS4MATION it's up to you! you need to overcome the victim mindset, you have to let go be a victim and you have to transform yourself into being a victor.

You can be a victim or you can be a victor but you can't be both, you have to choose one or another.

How can I know if I'm being a victim? Well if you need to ask yourself that question the answer is probably you are. How do you stop being a victim and transform yourself into a victor? The answer to that question is a simple answer: You decide to.

Don't forget that money doesn't make you happy, material things doesn't make you happy, I agree that material things doesn't buy happiness but money and material things allow you FREEDOM of expression and is that FREEDOM of expression that makes you happy.

The most powerful benefit of you becoming free is who you have to become, is the person you have to become to create FREEDOM.

So have a great week, be amazing and don't forget to be FREE!

- JM

Evolution XVII

Why you need to be free?

Debt is a prison and is best to escape as soon as possible!

To you become free you cannot spend more than you earn. Just as simple like this and you gotta commit on that right now.

To become free you cannot spend more than you take in.

To be free you need to be able to meet your own needs, mean you have to have your shelter, you need to have your food, you need to have your transportation, your medical care, your dental care, your eye care, you should be able to take care of your needs.

You should save at least 10% of your net income every month so you can handle occasional emergencies and if you became unemployed you should have aside enough money in the bank to pay for the expenses at least for 6 months.

To help you the best thing you can do every single month is a financial statement. 

You add all the debts you have ( every credit card, every student loan, every single thing ) put in one side. The other side the assets you have ( certificate deposits, savings accounts, retirement fund ). 

Add up all the debt, add all up the assets and see where you are.

Make more money by doing things you can do to add value and solve problems.

If you wanna to be free you need to create value to something or you solve problems to something and when you create value and solve problems people will give you money.

So like always just do life, be free and have a great weekend!

- JM